Permanent Life Insurance

Is Permanent Life Insurance Right for You?

Permanent Life Insurance policies include insurance and savings in a single tax-advantaged plan.

The two most common types of Permanent Life Insurance are Whole Life and Universal Life.

Permanent Insurance is the type of insurance where the insurance protection and the cash value (if applicable) are bundled together and the cash value is managed by the insurance company. A hands off approach.

Universal Life on the other hand is an unbundled plan. Deposits are applied to the policy as they are paid each month or year. The insurance company deducts the insurance administrative costs from the deposits. The balance of the deposit is then applied to the saving account which is made up of a selection of investment options within the policy that you can manage.

We can help you understand the differences and determine what is right for you and your family.

Carruthers Financial will help you plan...

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Mutual funds are offered through Investia Financial Services Inc. The particulars contained herein were obtained from sources which we believe reliable but are not guaranteed by us and may be incomplete. The opinions expressed have not been approved by and are not those of Investia Financial Services Inc. This website is not deemed to be used as a solicitation in a jurisdiction where this Investia representative is not registered.

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