Group Benefits Plans

Providing an attractive employee benefit plan1 is key to hiring and keeping quality people. Whether your company has only a few staff members or you are a large complex organization, providing health benefits can be a key component in your employee's evaluation of your compensation program - and their future.

There are numerous advantages to providing a Group Benefits Plan for your employees.

  1. Your employees and their families are protected against financial problems resulting from unexpected health care and dental expenses.
  2. Your employees benefit from receiving tax-free* health coverage instead of paying their medical expenses with after tax dollars.
  3. The employer receives a tax deduction for all costs associated with the Group Benefits Plan.
  4. The employer benefits by providing employee benefits at a fixed cost and the plan is automatically administered by the insurance company.
  5. A group benefits program is a great way to provide extra compensation to valuable employees as an alternative to a fully taxable salary increase.

* Some restrictions apply – Contact our office for full details.

A wide variety of Employee Benefits can be provided via a Group Benefits Plan including:

  • Life Insurance and Spousal/Dependant Coverage
  • Accidental Death and Dismemberment
  • Prescription Drug Coverage
  • Paramedical Coverage (Chiropractors, Therapists, etc.)
  • Group Pension Plans
  • Group RRSP Plans
  • Short Term Disability
  • Long Term Disability
  • Extended Healthcare/Visioncare
  • Dental Coverage
  • Out-Of-Country Emergency Medical (Travel)
  • Critical Illness Insurance

Contact our office today if you have questions about a Group Benefits Plan for your company.


Insurance products are provided through multiple insurance carriers.

Carruthers Walker Financial


Mutual funds are offered through Investia Financial Services Inc. The particulars contained herein were obtained from sources which we believe reliable but are not guaranteed by us and may be incomplete. The opinions expressed have not been approved by and are not those of Investia Financial Services Inc. This website is not deemed to be used as a solicitation in a jurisdiction where this Investia representative is not registered.

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