latest articles

Jul
08
2024

Estimating Retirement Expenses

By far one of the most crucial financial strategy steps is accurately estimating retirement expenses. Correctly accounting for retirement living expenses is critical to ensuring that retirees do not outlive their money. For those already retired, there are usually few good options for creating new income sources later in life.

Getting retirement spending projections correct is both an art and a science. To deal effectively in planning for future retirement needs, a financial professional can help determine the best course of action.

Tags: 
retirement planning
Jun
10
2024

Walking, running, and strutting our way through Spring!

What an eventful spring it has been so far!

At the beginning of the season, Diego joined the "Downsizing Your Way" panel hosted by Amica Senior Lifestyles at the Aurora Armoury. He shared valuable insights on the various financial aspects of downsizing and the benefits of estate planning tools such as segregated funds.

In April, Jennifer was honored with the prestigious Inspire Award at the 2023 Women of Inspiration™ Awards, organized by the Universal Women's Network. Following this, we participated in the 5k Walk for The ABLE Network.

Tags: 
community
Jun
10
2024

Needs vs Wants

There are things you need to live a healthy life, like a place to live and food to eat. There are also things that you'd like, such as a warm vacation or new ski boots. It's possible to have it all, but not all at once. If you can't afford to pay your bills for necessities like rent/mortgage, groceries, and utilities, you're not ready to soak up the sun on a sandy beach.

Tags: 
financial strategy
Jun
10
2024

You've retired. Now what?

Canadians are living longer, healthier lives. According to Statistics Canada (2018), the average life expectancy is 80 years for men and 84 years for women. This means your retirement years may almost equal your working ones. Family therapist Rhonda Katz suggests taking some time before retirement to identify what you find enjoyable in life and thinking of ways to sustain that happiness level. She also says to honestly answer the following questions:

'Is there some aspect of my job that I would love to keep doing?'

Tags: 
retirement planning
May
13
2024

Strategic or Target-Based Planning

Financial success methodologies have evolved over the past 30 years with the advent of increasing computational power. Originally, planning was a simple spreadsheet projection of your current situation, plus some assumptions, such as savings rates, tax rates, investment returns and inflation rates. This would give you an idea of what your final destination would look like with much of the calculations being driven by Future Value and Present Value tables.

Tags: 
financial strategies

Pages

Carruthers Walker Financial

Dealer

Mutual funds are offered through Investia Financial Services Inc. The particulars contained herein were obtained from sources which we believe reliable but are not guaranteed by us and may be incomplete. The opinions expressed have not been approved by and are not those of Investia Financial Services Inc. This website is not deemed to be used as a solicitation in a jurisdiction where this Investia representative is not registered.

WealthView

E-Newsletter

MyHSA

Book a Meeting

Resources

Carruthers Walker Financial - RIA Certified
Carruthers Walker Financial - Best Business of 2024, ThreeBest Rated®
Carruthers Walker Financial - Newmarket Chamber of Commerce 2023 Member
Carruthers Walker Financial - Aurora Chamber of Commerce
© Copyright 2025 AdvisorNet. All rights Reserved.